Overhead flat-lay of a clean Nordic workspace, a laptop displaying a simple spreadsheet, a black pen, and a ceramic mug on a light oak desk, bright natural overcast daylight
Overhead flat-lay of a clean Nordic workspace, a laptop displaying a simple spreadsheet, a black pen, and a ceramic mug on a light oak desk, bright natural overcast daylight
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Activity-Based Accounting for Finnish SMEs

Zero-activity safety net for sole traders and limited companies. Pay only for actual transactions, starting at zero euros during quiet months.

Close-up of hands typing on a laptop keyboard next to organized stacks of receipts on a white desk, cool Nordic overcast daylight, sharp focus
Close-up of hands typing on a laptop keyboard next to organized stacks of receipts on a white desk, cool Nordic overcast daylight, sharp focus
No Fixed Retainers

Clear Rates for Tmi and Oy

Select your company structure. Pricing scales predictably based on your monthly transaction volume.

Sole Trader
Limited Company

Tmi Bookkeeping

Oy Bookkeeping

25 €

starts per month

39 €

starts per month

Perfect for freelancers and independent contractors. If there is no activity in your company, your monthly fee is exactly zero euros.

Comprehensive bookkeeping and tax compliance for Finnish Oy structures. Scaled to your transaction volume with zero-activity protection.

Predictable Scaling

Pay for Actual Work

Most accounting firms lock you into expensive monthly retainers. We calculate your fee strictly on transaction volume. You never pay for empty ledger pages.

Common Questions

Answers to Your Queries

How does the 0 € tier work?

Are there hidden setup fees?

If your company has zero transactions or business activity during a calendar month, we do not charge any base fee. Your bookkeeping invoice for that month is zero.

No. We establish your accounting ledger with straightforward onboarding. There are no hidden administrative charges or surprise end-of-year fees.

What defines a transaction?

How do I transition from my old accountant?

A transaction is any purchase invoice, sales invoice, or bank statement event. We count these transparently to determine your volume tier.

We handle the entire transition for you. Simply provide your previous ledger, and we will migrate your records to ensure continuous compliance.

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Ready for Transparent Bookkeeping?

Contact us today for a tailored quote based on your business structure and transaction volume.